:root {
  color-scheme: light;
  --bg: #f3f6fb;
  --surface: #ffffff;
  --surface-soft: #f8faff;
  --text: #101828;
  --muted: #667085;
  --line: #dce3ee;
  --blue: #2867e8;
  --blue-dark: #1854d1;
  --badge: #eef3ff;
  --danger-soft: #fff4f2;
  --shadow: 0 22px 60px rgba(32, 54, 92, 0.10);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { background: var(--bg); }
body { margin: 0; color: var(--text); background: var(--bg); line-height: 1.6; }
a { color: var(--blue-dark); }
a:hover { color: var(--blue); }

.site-shell { min-height: 100vh; }
.nav {
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  max-width: 1120px; margin: 0 auto; padding: 22px 28px;
}
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--text); font-weight: 800; }
.brand-mark {
  width: 38px; height: 38px; border-radius: 11px; display: grid; place-items: center;
  color: white; background: linear-gradient(145deg, #3472ef, #245dd7); font-size: 14px; box-shadow: 0 8px 22px rgba(40, 103, 232, .24);
}
.nav-links { display: flex; gap: 18px; flex-wrap: wrap; }
.nav-links a { text-decoration: none; color: var(--muted); font-weight: 650; }
.nav-links a:hover { color: var(--text); }

main { max-width: 1120px; margin: 0 auto; padding: 44px 28px 80px; }
.hero { display: grid; grid-template-columns: 1.25fr .75fr; gap: 28px; align-items: stretch; }
.hero-card, .card, .policy {
  background: var(--surface); border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow);
}
.hero-card { padding: 56px; }
.eyebrow { display: inline-flex; padding: 6px 10px; border-radius: 999px; background: var(--badge); color: #304bb5; font-size: 13px; font-weight: 800; letter-spacing: .03em; text-transform: uppercase; }
h1 { font-size: clamp(38px, 6vw, 66px); line-height: 1.02; letter-spacing: -.045em; margin: 20px 0; }
h2 { font-size: 27px; line-height: 1.2; margin: 0 0 14px; letter-spacing: -.02em; }
h3 { margin: 28px 0 10px; font-size: 18px; }
p { margin: 0 0 15px; }
.lede { color: var(--muted); font-size: 20px; max-width: 720px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 46px; padding: 0 18px; border-radius: 12px; text-decoration: none; font-weight: 800; border: 1px solid var(--line); background: var(--surface); color: var(--text); }
.button.primary { background: var(--blue); color: white; border-color: var(--blue); }
.button.primary:hover { background: var(--blue-dark); color: white; }

.side-card { padding: 30px; background: linear-gradient(180deg, #ffffff 0%, #f7f9fe 100%); }
.metric { padding: 18px 0; border-bottom: 1px solid var(--line); }
.metric:last-child { border-bottom: 0; }
.metric strong { display: block; font-size: 18px; }
.metric span { color: var(--muted); font-size: 14px; }

.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 24px; }
.card { padding: 26px; box-shadow: none; }
.card p { color: var(--muted); }

.policy { max-width: 880px; margin: 0 auto; padding: 46px; }
.policy h1 { font-size: clamp(36px, 5vw, 52px); }
.policy .meta { color: var(--muted); margin-bottom: 28px; }
.policy ul { padding-left: 22px; }
.policy li { margin-bottom: 8px; }
.notice { border: 1px solid #f4c7c1; background: var(--danger-soft); padding: 16px 18px; border-radius: 14px; margin: 20px 0; }
.contact-box { background: var(--surface-soft); border: 1px solid var(--line); border-radius: 16px; padding: 20px; margin-top: 22px; }

footer { max-width: 1120px; margin: 0 auto; padding: 28px; border-top: 1px solid var(--line); color: var(--muted); font-size: 14px; }
footer a { margin-right: 14px; }

@media (max-width: 800px) {
  .nav { align-items: flex-start; flex-direction: column; }
  .hero { grid-template-columns: 1fr; }
  .hero-card { padding: 34px 26px; }
  .grid { grid-template-columns: 1fr; }
  .policy { padding: 30px 24px; }
}